Margie's den of wonders...

now that was the catchiest bit of the blog! ;o)

Monday, October 31, 2005

Money...Dealing well with it makes you an adult

The above statement is something that I have repeating in my brain a lot these days. It stems from the fact that I would like to be my best self for my new husband.

Sadly, I am not very good at money management. It is not that I am totally irresponsible (well not all the time anyway) but I think it is in part because until I moved to the UK I never had it in any form that one would like to call abundant, regular or above the poverty level.

...Interestingly, before moving here I never had a job I liked, a good partner or peace of mind...so I guess I have acquired quite a bit since arriving here...

I am a bit of a binge organizer - or pretty much a binge everything (another area of my personal development which could use some growth/work) so I pay my bills in a rather "huge-chunk-at-a-go" fashion and then sort of sit around with my Spartan bank account going: "sh*t outta money again - wonder why!?". I am so off the hook that I have to keep printing out a calendar showing when I have my standing orders paying what - and now that we have a joint account, a e-savings joint account, to add to my existing current and e-savings current, and visa accounts my little head is spinning!

But none-the-less I have discovered that when you bank online you don't really feel that same juvenile thing of "I don't wanna pay my bills coz it's my money and why should they get it!" you did when you wrote a check or slapped down the cash. It is like going to the dentist and having not only the anesthetic work while having a root canal but also never having it wear off. So...Now all I need to do is to work on the other bit of my problem: binge payments!

All this is of course brought to you by the fact that I just got an increase and it made me wonder how much more money a month I would have to squander - and then when I added up the current amount of waste I blushed. Time for a detox! So now...To budgets and not bingeing!

This should be fun - another thing to add to my list of ever-growing OCD games: Compulsive Balance Checking...But I guess if I look at the balance enough I may begin to actually remember the numbers!!

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